body  {
	margin: .5em 0em 0em; /* it's good practice to zero the margin and padding of the body element to account for differing browser defaults */
	padding: 0;
	background-color: #FFF7E8;	
}

body, p, ul, li, td, th, table {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #393939;
	margin-top: 0px;
	margin-bottom: 10px;
	line-height: 1.3em;
    }
	
	ul, li {
	line-height: 1.25em;
	padding-bottom: 0em;
	padding-left: 0em;
	padding-right: 1.5em;
	margin-left: 1.2em;
}
	
h1{
	color:004B4B;
	line-height: normal;
}

h2 {
	color: #DADFDB;
	background-color: #004B4B;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: 1.2em;
	padding-left: 0.7em;
	padding-top: 0.2em;
	padding-bottom: .2em;
}

h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-style: normal;
	color: #333333;
}

/* likns */

a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: normal;
	color: #581B0B;
	line-height: 1.3em;
}

a:link {
	text-decoration: underline;
}
a:visited {
	text-decoration: underline;
	color: #004B4B;
}
a:hover {
	text-decoration: none;
	color: #996600;
}
a:active {
	text-decoration: underline;
}

.headerMain {
	font-family: Georgia, "Times New Roman", Times, Palantino, serif;
	color:004B4B;
	font-size: 35px;
	line-height: 1.3em;
	font-weight: bold;
}

.headerMainSub{
	color: #474244;
	background-color: #FFF7E8;
	font-family: Georgia, "Times New Roman", Times, Palantino, serif;
	font-size: 18px;
	font-weight: normal;
	font-style: italic;
	line-height: 1.35em;
	padding: 0em;	
}

.sectionHeader {
	font-size: 16px;
	
	line-height: 1.2em;
	color: #2C222B;
	margin-bottom: 4px;
	margin-top: 0px;
	}
	
	
.divBody {
	width: 622px;
	padding-right: 4px;
	padding-left: 4px;
}
.contactItalic{
	font-family: Georgia, "Times New Roman", Times, Palantino, serif;
	font-size: 16px;
}

.linkUnderlined{
text-decoration: underline;
}
.10point {
	font-size: 9px;
	line-height: 1.25em;
}

.11point {
	font-size: 11px;
	line-height: 1em;
	margin: 0px;
	padding: 0px;
}
#summmerRate {
	background-color: #A7C9BF;
	border: 2px solid #003E3E;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 1em;
	margin-left: 0px;
	padding-top: 0.5em;
	padding-right: 0.7em;
	padding-bottom: 0.5em;
	padding-left: 0.7em;
}

#summmerRate h3 {
	margin-top: 0.5em;
	margin-right: 0em;
	margin-bottom: 0.5em;
	margin-left: 0em;
	text-align: center;
}